Michelle Chretien is a seasoned professional in the mortgage industry, with a career that began in the early 1990s. Over the years, she has worn many hats—from retail lending to becoming a trusted leader in the wholesale and broker channels. Her decades of experience are matched by a genuine commitment to continuous learning and growth. Known for her down-to-earth approach and dedication to doing...
Michelle can assist in 27 states.
Today’s housing landscape presents unique challenges and opportunities for both homebuyers and real estate professionals. With ongoing constraints in available properties, many markets continue to experience upward pressure on home values while mortgage rates remain elevated amid broader economic uncertainty. At Milestone Mortgage Solutions, we understand how these dynamics affect transaction timelines and financing decisions. This blog explores the key forces shaping the market in 2026 and offers practical guidance to help you move forward confidently whether you are purchasing your first home or guiding clients through the process.
In today's dynamic real estate landscape, understanding the latest shifts in mortgage trends and housing supply is essential for making informed decisions. At Milestone Mortgage Solutions, we stay on top of these developments to help our clients seize opportunities even in a challenging environment. This 2026 update highlights the persistent pressures on affordability, tight supply conditions, and moderating price growth that are shaping the market for consumers and professionals alike.
At Milestone Mortgage Solutions, we understand that the real estate market continues to evolve in meaningful ways, and staying informed helps our clients make confident decisions. One of the most significant developments unfolding this year involves the ongoing adjustments from the NAR settlement, which are transforming how buyers, sellers, and agents approach transactions. These changes emphasize greater transparency and flexibility, creating new opportunities for those entering the housing market. As mortgage professionals, we see firsthand how these shifts influence everything from negotiations to financing strategies, and we are committed to guiding our clients smoothly through this updated landscape.
Exciting shifts are underway in the housing market as of mid-2026. Active listings have surged 17% year-over-year through the end of May, reaching levels that are bringing more balance to a market long dominated by fierce competition. At Milestone Mortgage Solutions, we're seeing this firsthand as it opens doors for more homebuyers while prompting sellers to rethink their strategies. This inventory boom, now boasting around 40 weeks of supply nationally, is easing pressure in key markets like Atlanta and Phoenix. Let's dive into why this matters and how it could shape your next move.
Amid a housing market grappling with persistent challenges, the latest data reveals existing-home sales have hit their lowest levels since 1995. As of late May 2026, annualized sales paced at just 4.11 million units in April, marking a continued downturn that underscores the tightness gripping the real estate landscape. At Milestone Mortgage Solutions, we're closely monitoring these trends to help you navigate this unique environment effectively.
As of mid-2026, the U.S. housing market is undergoing a significant shift with active listings surging nationwide, creating new opportunities for homebuyers and strategic considerations for sellers. At Milestone Mortgage Solutions, we're seeing this trend firsthand as it reshapes affordability and competition. This blog dives into the latest data, what it means for you, and how to navigate this evolving landscape.
