Down Payment 3% Min 20% isn't required. Conventional loans accept as little as 3% down for qualifying buyers.
VA Loans 0% Down No monthly PMI. Eligible active duty, veterans, and surviving spouses · Rate benefit for life of loan.
FICO Impact ~1.5% Rate spread between a 620 and 780+ FICO · Credit prep before applying can save tens of thousands.
Closing Costs 2–5% Of the loan amount. Covers appraisal, title, origination, escrow & prepaids · Often rolled into the loan.
Rate vs APR Know Both Rate is what you pay on the loan · APR includes lender fees · Always compare APRs lender-to-lender.
DTI Cap 43% Debt-to-income limit for most conventional loans · FHA allows up to 50% in some cases.
Rate Lock 30–60 Days Lock once under contract to protect against rate increases before closing · Float-down options available.
Gift Funds 100% Allowed Down payment from family? Most loan programs allow 100% gift funds · Just need a documented gift letter.
Refi Threshold 0.75%+ Rule of thumb: refinancing tends to make sense when you can drop your rate by 0.75% or more.
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Your Dream
Home Starts Here

Get approved in minutes, close in as little as 16 days. Join thousands of happy homeowners who trusted us with their mortgage journey.

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We guide you through every milestone of your home financing journey with integrity, expertise, and personalized service.

Belief in the Power
of Community

At Milestone, we are deeply committed to making a positive impact beyond our business operations. We believe in the power of community and are dedicated to giving back in meaningful ways. Whether it’s through financial contributions, employee volunteer hours, or partnerships with nonprofit organizations, we strive to create lasting change and foster a stronger, more resilient community.

Our commitment to caring extends beyond our products and services, reflecting our genuine desire to make the world a better place for everyone.

President of Milestone

Every Buyer's Different. So Are Our Loans.

Conventional Loans

Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.

FHA Loans

Government-backed loans perfect for first-time buyers with flexible credit requirements.

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!

USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!

Refinancing

Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.

Jumbo Loans

Financing for luxury properties and high-value homes that exceed conventional loan limits.

Why Choose Milestone?

We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.

Personalized Guidance

We match you with the right loan for your goals. Not a one-size-fits-all solution.

No Surprises Policy

No hidden fees or surprises. Every cost is clear from day one.

Fast, Reliable Closings

Streamlined underwriting and clear communication keep your loan on track.

Local Expertise

Our loan officers know your market, your rates, and your neighborhood.

Our Growth Story

From 6 employees in 2019 to 90+ licensed officers. Now on track to join the $1B origination club in 2025.

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Families Helped
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5 Star Google Reviews
  • Real Reviews From Homeowners

What Our Clients Are Saying

Our Leadership Team

Employee Spotlight

Adrian Webb Loan Officer

Adrian Webb

Team Webb brings over 15 years of dedicated service to their customers, they bring a legacy of excellence, expertise, and passion for helping people achieve homeownership. Now, with access to even more resources and a wider range of products, Team Webb is positioned to help even…

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Process Timeline | Milestone Mortgage Solutions
1

Get Pre-Approved

Quick online application. Get your approval letter in minutes, not days.

2

Find Your Home

Shop with confidence knowing exactly what you can afford.

3

Lock Your Rate

Secure your rate and upload documents through our secure portal.

4

Close On Time

We'll be there every step of the way.

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