Down Payment 3% Min 20% isn't required. Conventional loans accept as little as 3% down for qualifying buyers.

VA Loans 0% Down No monthly PMI. Eligible active duty, veterans, and surviving spouses · Rate benefit for life of loan.

FICO Impact ~1.5% Rate spread between a 620 and 780+ FICO · Credit prep before applying can save tens of thousands.

Closing Costs 2–5% Of the loan amount. Covers appraisal, title, origination, escrow & prepaids · Often rolled into the loan.

Rate vs APR Know Both Rate is what you pay on the loan · APR includes lender fees · Always compare APRs lender-to-lender.

DTI Cap 43% Debt-to-income limit for most conventional loans · FHA allows up to 50% in some cases.

Rate Lock 30–60 Days Lock once under contract to protect against rate increases before closing · Float-down options available.

Gift Funds 100% Allowed Down payment from family? Most loan programs allow 100% gift funds · Just need a documented gift letter.

Refi Threshold 0.75%+ Rule of thumb: refinancing tends to make sense when you can drop your rate by 0.75% or more.

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Your Dream
Home Starts Here

Get Pre-Approved

Get approved in minutes, close in as little as 15 days. Join thousands of happy homeowners who trusted us with their mortgage journey.

Loans Funded

$ 0 B+

Happy Homeowners

0 +

Average Clear to
Close Time

< 0 Days

5 Star Google Ratings

0 +

We guide you through every milestone of your home financing journey with integrity, expertise, and personalized service.

Belief in the Power
of Community

At Milestone, we are deeply committed to making a positive impact beyond our business operations. We believe in the power of community and are dedicated to giving back in meaningful ways. Whether it’s through financial contributions, employee volunteer hours, or partnerships with nonprofit organizations, we strive to create lasting change and foster a stronger, more resilient community.

Our commitment to caring extends beyond our products and services, reflecting our genuine desire to make the world a better place for everyone.

President of Milestone

Every Buyer's Different. So Are Our Loans.

Conventional Loans

Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.

FHA Loans

Government-backed loans perfect for first-time buyers with flexible credit requirements.

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!

USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!

Refinancing

Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.

Jumbo Loans

Financing for luxury properties and high-value homes that exceed conventional loan limits.

Why Choose Milestone?

We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.

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Personalized Guidance

We match you with the right loan for your goals. Not a one-size-fits-all solution.

No Surprises Policy

No hidden fees or surprises. Every cost is clear from day one.

Fast, Reliable Closings

Streamlined underwriting and clear communication keep your loan on track.

Local Expertise

Our loan officers know your market, your rates, and your neighborhood.

Our Growth Story

From 6 employees in 2019 to 90+ licensed officers. Now on track to join the $1B origination club in 2025.

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Milestone Growth Stats

Families Helped

Licensed Officers

Loans Funded

5 Star Google Reviews

Real Reviews From U.S. Homeowners

What Our Clients Are Saying

      
 
 
      Posted on Google  
   
   Blaine Hopwood 
 0 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My wife and I purchased our home through Milestone Mortgage Solutions. Craig Snell and his team are the epitome of professionalism and client support. They went above and beyond to not only ensure we understood each step of the process but even offered guidance and support wherever we had questions. I would recommend them 10 times over and we have used them now on separate home purchases. Reach out to them even if you’re just in the market and have questions but definitely use them as your mortgage solution. Highly recommend.
  
 
     Posted on Google  
   
   Trey McMillen 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. +0
As a first-time homebuyer, my wife & I were pretty overwhelmed going into the process and wasn't entirely sure what to expect. There was a lot to learn, and at times it felt like there were a hundred things to keep track of. Working with Joey made it all a lot easier. He was always available when I had questions, took the time to explain things clearly, and kept me updated throughout the process. I never felt like I was bothering him, even when I reached out more than once about the same thing. Having someone who was patient and easy to talk to made a big difference. What stood out most was that Joey genuinely cared about helping us make informed decisions. It never felt like he was just trying to get us to the finish line. He wanted to make sure we understood our options and felt comfortable every step of the way. Buying our first home was a huge milestone for my family, and I'm grateful Joey was the one helping us through it. If you're looking for someone who's knowledgeable, responsive, and easy to work with, I'd definitely recommend giving him a call. Thanks again, Joey.
  
 
     Posted on Google  
   
   Christi Concannon 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. If I could give 10 stars I would. The Milestone Mortgage team was amazing to work with. They are knowledgable, friendly and have great communication!
  
 
     Posted on Google  
   
   Adelina Baptista 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I'm so happy for your great work and I will recommend every one to by house it great experience 10 +10
  
 
     Posted on Google  
   
   Alex canal de alabanzas y mas 
 3 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Muy satisfechos me ayudaron en todo momento cuando pesaba en rendirme me moltivaron a seguir que si era posible un grupo muy amable especialmente tanya mil gracias excelente ser humano recomendado sin duda alguna

Employee Spotlight

Loan Officer Assistant

Jaclyn Guilbert

With 18 years of experience in the mortgage industry, Jackie is dedicated to helping clients and lending teams navigate the loan process with confidence and ease. As a Loan Officer Assistant, she is known for her reliability, attention to detail, and commitment to providing…

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