Down Payment 3% Min 20% isn't required. Conventional loans accept as little as 3% down for qualifying buyers.
VA Loans 0% Down No monthly PMI. Eligible active duty, veterans, and surviving spouses · Rate benefit for life of loan.
FICO Impact ~1.5% Rate spread between a 620 and 780+ FICO · Credit prep before applying can save tens of thousands.
Closing Costs 2–5% Of the loan amount. Covers appraisal, title, origination, escrow & prepaids · Often rolled into the loan.
Rate vs APR Know Both Rate is what you pay on the loan · APR includes lender fees · Always compare APRs lender-to-lender.
DTI Cap 43% Debt-to-income limit for most conventional loans · FHA allows up to 50% in some cases.
Rate Lock 30–60 Days Lock once under contract to protect against rate increases before closing · Float-down options available.
Gift Funds 100% Allowed Down payment from family? Most loan programs allow 100% gift funds · Just need a documented gift letter.
Refi Threshold 0.75%+ Rule of thumb: refinancing tends to make sense when you can drop your rate by 0.75% or more.
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Your Dream
Home Starts Here

Get approved in minutes, close in as little as 15 days. Join thousands of happy homeowners who trusted us with their mortgage journey.

Loans Funded
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Happy Homeowners
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Close Time
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5 Star Google Ratings
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We guide you through every milestone of your home financing journey with integrity, expertise, and personalized service.

Belief in the Power
of Community

At Milestone, we are deeply committed to making a positive impact beyond our business operations. We believe in the power of community and are dedicated to giving back in meaningful ways. Whether it’s through financial contributions, employee volunteer hours, or partnerships with nonprofit organizations, we strive to create lasting change and foster a stronger, more resilient community.

Our commitment to caring extends beyond our products and services, reflecting our genuine desire to make the world a better place for everyone.

President of Milestone

Every Buyer's Different. So Are Our Loans.

Conventional Loans

Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.

FHA Loans

Government-backed loans perfect for first-time buyers with flexible credit requirements.

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!

USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!

Refinancing

Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.

Jumbo Loans

Financing for luxury properties and high-value homes that exceed conventional loan limits.

Why Choose Milestone?

We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.

Personalized Guidance

We match you with the right loan for your goals. Not a one-size-fits-all solution.

No Surprises Policy

No hidden fees or surprises. Every cost is clear from day one.

Fast, Reliable Closings

Streamlined underwriting and clear communication keep your loan on track.

Local Expertise

Our loan officers know your market, your rates, and your neighborhood.

Our Growth Story

From 6 employees in 2019 to 90+ licensed officers. Now on track to join the $1B origination club in 2025.

Milestone Growth Stats
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Families Helped
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Licensed Officers
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Loans Funded
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5 Star Google Reviews
  • Real Reviews From U.S. Homeowners

What Our Clients Are Saying

Posted on Google Google
Carol Duphily profile picture
Carol Duphily
0 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul provided good service and amazing patience as we navigated a buyout of family property Very easy to work with
Posted on Google Google
Patrick Perkins profile picture
Patrick Perkins
0 days ago
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Joe was the easiest mortgage guy Ive ever dealt with
Posted on Google Google
Adelina Baptista profile picture
Adelina Baptista
2 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I'm so happy for your great work and I will recommend every one to by house it great experience 10 +10
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Juliet profile picture
Juliet
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had the pleasure of working with Bobby Zahner at Milestone Mortgage as well as Shraryn Raposo for my mortgage need. They were very professional in dealing with me. They helped me shop for one that’s a fit for my situation. Communication was great. They were patient with me for all the questions that I had. I highly recommend them.
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Maureen Pratt profile picture
Maureen Pratt
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Rich Hayden was wonderful to work with as our loan officer. He answered all of our many first time homebuyer questions, explained in detail any parts we were unsure of, and helped us feel confident in the home buying process. He also was able to help us go from showing to close in only three weeks! Couldn't be happier; highly recommend!
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Ivette Gonzalez profile picture
Ivette Gonzalez
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Posted on Google Google
marta davis profile picture
marta davis
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Brian with Milestone Mortgage Solutions is absolutely AMAZING!! He got our loan locked at a great rate and kept in contact through the whole process!! We even switched the loan type midstream and he just changed direction and reprocessed the application with another company and still got approval within the timeframe needed!! We could not have done this without him! Thank you Brian for everything!!
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Kevin Lawrence profile picture
Kevin Lawrence
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
From beginning to end, Craig and the team were incredibly helpful and patiently guided us through every step of the process! Would 110% recommend them to anybody looking to purchase a home.
Posted on Google Google
Randy DeMello profile picture
Randy DeMello
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
From beginning to end Jacob Ashworth and Milestone Mortgage were incredible to work with. All communication was timely and professional.
Posted on Google Google
Cecil Gillum profile picture
Cecil Gillum
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks for the great job! U did for me!

Employee Spotlight

Hunter Larsen Loan Officer

Hunter Larsen

Hunter Larsen is a mortgage broker born and raised in Southeast Idaho, where she continues to live and work today. She values the flexibility of her role, which allows her to balance a successful career while staying home with her three children and managing a small farm. Hunter…

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Fast, Simple, Transparent

Process Timeline | Milestone Mortgage Solutions
1

Get Pre-Approved

Quick online application. Get your approval letter in minutes, not days.

2

Find Your Home

Shop with confidence knowing exactly what you can afford.

3

Lock Your Rate

Secure your rate and upload documents through our secure portal.

4

Close On Time

We'll be there every step of the way.

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