Down Payment 3% Min 20% isn't required. Conventional loans accept as little as 3% down for qualifying buyers.

VA Loans 0% Down No monthly PMI. Eligible active duty, veterans, and surviving spouses · Rate benefit for life of loan.

FICO Impact ~1.5% Rate spread between a 620 and 780+ FICO · Credit prep before applying can save tens of thousands.

Closing Costs 2–5% Of the loan amount. Covers appraisal, title, origination, escrow & prepaids · Often rolled into the loan.

Rate vs APR Know Both Rate is what you pay on the loan · APR includes lender fees · Always compare APRs lender-to-lender.

DTI Cap 43% Debt-to-income limit for most conventional loans · FHA allows up to 50% in some cases.

Rate Lock 30–60 Days Lock once under contract to protect against rate increases before closing · Float-down options available.

Gift Funds 100% Allowed Down payment from family? Most loan programs allow 100% gift funds · Just need a documented gift letter.

Refi Threshold 0.75%+ Rule of thumb: refinancing tends to make sense when you can drop your rate by 0.75% or more.

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A Mortgage Broker
Who Works For You

Get Pre-Approved

Get approved in minutes, close in as little as 15 days. Join thousands of happy homeowners who trusted us with their mortgage journey.

Loans Funded

$ 0 B+

Happy Homeowners

0 +

Average Clear to
Close Time

< 0 Days

5 Star Google Ratings

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As your mortgage broker, we guide you through every milestone of your home financing journey with integrity, expertise, and personalized service.

Belief in the Power
of Community

At Milestone, we are deeply committed to making a positive impact beyond our business operations. As a Massachusetts mortgage broker, we believe in the power of community and are dedicated to giving back in meaningful ways. Whether it’s through financial contributions, employee volunteer hours, or partnerships with nonprofit organizations, we strive to create lasting change and foster a stronger, more resilient community.

Our commitment to caring extends beyond the mortgage broker services we provide, reflecting our genuine desire to make the world a better place for everyone.

President of Milestone

Every Buyer's Different. So Are Our Loans.

Conventional Loans

Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.

FHA Loans

Government-backed loans perfect for first-time buyers with flexible credit requirements.

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!

USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!

Refinancing

Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.

Jumbo Loans

Financing for luxury properties and high-value homes that exceed conventional loan limits.

Why Choose Milestone?

We’re not just another mortgage company. We’re your neighbors, a local mortgage broker committed to making homeownership accessible and stress-free for our community.

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Personalized Guidance

We match you with the right loan for your goals. Not a one-size-fits-all solution.

No Surprises Policy

No hidden fees or surprises. Every cost is clear from day one.

Fast, Reliable Closings

Streamlined underwriting and clear communication keep your loan on track.

Local Expertise

Our loan officers know your market, your rates, and your neighborhood.

Our Growth Story

From 6 employees in 2019 to 90+ licensed officers. Now on track to join the $1B origination club in 2025.

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Milestone Growth Stats

Families Helped

Licensed Officers

Loans Funded

5 Star Google Reviews

Real Reviews From U.S. Homeowners

What Our Clients Are Saying

      
 
 
      Posted on Google  
   
   Derek Schroeder 
 0 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely amazing went above and beyond to get this done always called with updates and followed through on everything definitely gonna keep coming here for my house loan needs!
  
 
     Posted on Google  
   
   Tyler Campbell 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Hunter Larsen is easily one of the best out there. She’s a straight shooter through the whole process and is very knowledgeable on how to save you money.
  
 
     Posted on Google  
   
   Makayla Coffman 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I am a Texas Realtor and my experience working with Mi’Guel DeVaughn was exceptional and surpassed my expectations! It was pleasant working with him throughout our first transaction together!
  
 
     Posted on Google  
   
   Gina Moon 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Hunter Larsen was fantastic to work with. Everything was quick and easy and stress-free.  I was able to access the equity in my investment property within days. I highly recommend her and Milestone Mortgage.
  
 
     Posted on Google  
   
   Amanda Hodges 
 4 days ago
 
 
 Trustindex verifies that the original source of the review is Google. +0
Working with Joey from start to finish was an exceptional experience. My husband and I went into the home buying process with little knowledge regarding mortgages. Joey broke every step down, explained everything about mortgages, and made it a stress free experience. We didn’t worry one time knowing we were working with Joe. I would recommend Joey to anyone looking for a loan officer to assist in buying a home. We aren’t moving out of our house any time soon, but if and when we do, we will absolutely be using Joey every time!
  
 
     Posted on Google  
   
   Benn Fisherr 
 7 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Parker has answered every question I've had(which has been a lot since I'm a first time homeowner and have absolutely no idea what I'm doing) day or night. He has made the process smooth, efficient and simplified enough for me to understand. Not to mention he even wished me happy birthday, so that's a nice bonus. If I could give him 10 stars I would. I highly recommend Parker for buying your home.
  
 
     Posted on Google  
   
   Keith Korsun 
 13 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I can’t recommend Rich Sirop highly enough. He was incredibly easy to work with, extremely knowledgeable, and went above and beyond to help me navigate what was a fairly complex personal situation and successfully secure a mortgage. What really stood out was that Rich didn’t just help me through the mortgage process. He took the time to understand what I was dealing with personally and was a tremendous source of guidance and support throughout the entire experience. His knowledge, responsiveness, patience, and genuine willingness to help made a stressful process so much easier. I would recommend Rich to my family and friends without hesitation. If you’re looking for someone who knows the mortgage business and genuinely cares about his clients, Rich is the person I would call.
  
 
     Posted on Google  
   
   Maria Fontes 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We are so thankful for everything you did to help us purchase our first home . You were always patient, kind, and there whenever we needed you . You made what could have been a stressful process feel so much easier . Thank you for believing in us and helping make this dream a reality. We truly appreciate you!! 🏡 🙏🏻❤️❤️
  
 
     Posted on Google  
   
   Deanna C 
 15 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Everyone on staff was friendly and did everything as quickly as possible to help us get through the process of refinancing. It was zero effort on our end and we are hopeful to do business with them for many years to come! Thanks to everyone on staff!
  
 
     Posted on Google  
   
   Bill Perry 
 15 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I was very impressed at the professionalism and courtesy of Milestone. They were always available to answer our questions in a timely manner and put our stress of buying a home at ease. Thank you!!

Employee Spotlight

Loan Officer

Jared Methia

Jared Methia, a native of Fairhaven, embodies a deep commitment to his community as a Loan Officer at Milestone Mortgage Solutions. With a profound understanding of the local area and its residents, Jared is passionate about assisting borrowers in realizing their dreams of…

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