Down Payment 3% Min 20% isn't required. Conventional loans accept as little as 3% down for qualifying buyers.

VA Loans 0% Down No monthly PMI. Eligible active duty, veterans, and surviving spouses · Rate benefit for life of loan.

FICO Impact ~1.5% Rate spread between a 620 and 780+ FICO · Credit prep before applying can save tens of thousands.

Closing Costs 2–5% Of the loan amount. Covers appraisal, title, origination, escrow & prepaids · Often rolled into the loan.

Rate vs APR Know Both Rate is what you pay on the loan · APR includes lender fees · Always compare APRs lender-to-lender.

DTI Cap 43% Debt-to-income limit for most conventional loans · FHA allows up to 50% in some cases.

Rate Lock 30–60 Days Lock once under contract to protect against rate increases before closing · Float-down options available.

Gift Funds 100% Allowed Down payment from family? Most loan programs allow 100% gift funds · Just need a documented gift letter.

Refi Threshold 0.75%+ Rule of thumb: refinancing tends to make sense when you can drop your rate by 0.75% or more.

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A Mortgage Broker
Who Works For You

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Get approved in minutes, close in as little as 15 days. Join thousands of happy homeowners who trusted us with their mortgage journey.

Loans Funded

$ 0 B+

Happy Homeowners

0 +

Average Clear to
Close Time

< 0 Days

5 Star Google Ratings

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As your mortgage broker, we guide you through every milestone of your home financing journey with integrity, expertise, and personalized service.

Belief in the Power
of Community

At Milestone, we are deeply committed to making a positive impact beyond our business operations. As a Massachusetts mortgage broker, we believe in the power of community and are dedicated to giving back in meaningful ways. Whether it’s through financial contributions, employee volunteer hours, or partnerships with nonprofit organizations, we strive to create lasting change and foster a stronger, more resilient community.

Our commitment to caring extends beyond the mortgage broker services we provide, reflecting our genuine desire to make the world a better place for everyone.

President of Milestone

Every Buyer's Different. So Are Our Loans.

Conventional Loans

Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.

FHA Loans

Government-backed loans perfect for first-time buyers with flexible credit requirements.

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!

USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!

Refinancing

Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.

Jumbo Loans

Financing for luxury properties and high-value homes that exceed conventional loan limits.

Why Choose Milestone?

We’re not just another mortgage company. We’re your neighbors, a local mortgage broker committed to making homeownership accessible and stress-free for our community.

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Personalized Guidance

We match you with the right loan for your goals. Not a one-size-fits-all solution.

No Surprises Policy

No hidden fees or surprises. Every cost is clear from day one.

Fast, Reliable Closings

Streamlined underwriting and clear communication keep your loan on track.

Local Expertise

Our loan officers know your market, your rates, and your neighborhood.

Our Growth Story

From 6 employees in 2019 to 90+ licensed officers. Now on track to join the $1B origination club in 2025.

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Milestone Growth Stats

Families Helped

Licensed Officers

Loans Funded

5 Star Google Reviews

Real Reviews From U.S. Homeowners

What Our Clients Are Saying

     
 
 
      Posted on Google  
   
   Yerzhan Nurlanov 
 0 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Working with Josh and the Milestone Mortgage team was a great experience. The process was smooth, communication was clear, and everything was ready on time for our closing. We felt supported the whole way through. Highly recommend!
  
 
     Posted on Google  
   
   Sauzas 
 0 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had an excellent experience working with Rich Hayden as our mortgage broker, and we couldn't recommend him more highly! As first-time homebuyers, navigating the mortgage process can feel overwhelming, but Rich made the entire experience much easier. He was incredibly polite, responsive, and patient throughout the process, always taking the time to answer our questions and explain everything in a way that was easy to understand.

One thing we especially appreciated was the videos he provided explaining loan estimates, fees, and other costs. They were extremely helpful in making sure we understood exactly what we were looking at and what to expect financially.

Rich went above and beyond to make sure we felt comfortable and informed every step of the way. We are very grateful for his help in getting us into our first home and would absolutely recommend him to anyone looking for a knowledgeable, professional, and personable mortgage broker!
  
 
     Posted on Google  
   
   Presley Inzodda 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We couldn’t recommend Milestone Mortgage Solutions more, especially Colin Cooper! He supported us through every step of the process and went above and beyond for us. Thank you Colin and the entire Milestone Team!
  
 
     Posted on Google  
   
   Chinot Sandia 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
     Posted on Google  
   
   Bob Marley 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Milestone Mortgage Solutions is a great mortgage company! Jared along with Courtney and Craig were amazing with helping my wife and I get into a home. The process was very straight forward and their communication was spot on. We couldn't have fulfilled our dream any better without their help. Highly recommend you go with them if you're looking for a mortgage lending company. 10/10
  
 
     Posted on Google  
   
   Benjamin Mailhot 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
     Posted on Google  
   
   Rosemery Gomes 
 5 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Thank you for your amazing work!!🙏❤️
  
 
     Posted on Google  
   
   patria carvajal 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had an excellent experience with Ronaldo Gomes while buying our first home. He was very helpful and positive, and he explained the entire process in a way that we could fully understand. We truly felt his empathy and dedication to service,100% recommended!
  
 
     Posted on Google  
   
   Sandy Asad 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely the best in the business!
10 out of 10
  
 
     Posted on Google  
   
   Viccheat Sim 
 9 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Chris and Courtney are the most prepared and organized I have ever worked with. If you are a results driven individual and want effectiveness, Chris and Courtney will surely deliver.

Employee Spotlight

Loan Officer

Josh David

Taking on a mortgage is the biggest debt most families will ever carry, and it is normal to feel uneasy signing for it. My job is to make sure you never sign anything you do not fully understand. We start with a call. I put every option on the table, run the real numbers side by…

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