Down Payment 3% Min 20% isn't required. Conventional loans accept as little as 3% down for qualifying buyers.

VA Loans 0% Down No monthly PMI. Eligible active duty, veterans, and surviving spouses · Rate benefit for life of loan.

FICO Impact ~1.5% Rate spread between a 620 and 780+ FICO · Credit prep before applying can save tens of thousands.

Closing Costs 2–5% Of the loan amount. Covers appraisal, title, origination, escrow & prepaids · Often rolled into the loan.

Rate vs APR Know Both Rate is what you pay on the loan · APR includes lender fees · Always compare APRs lender-to-lender.

DTI Cap 43% Debt-to-income limit for most conventional loans · FHA allows up to 50% in some cases.

Rate Lock 30–60 Days Lock once under contract to protect against rate increases before closing · Float-down options available.

Gift Funds 100% Allowed Down payment from family? Most loan programs allow 100% gift funds · Just need a documented gift letter.

Refi Threshold 0.75%+ Rule of thumb: refinancing tends to make sense when you can drop your rate by 0.75% or more.

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A Mortgage Broker
Who Works For You

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Get approved in minutes, close in as little as 15 days. Join thousands of happy homeowners who trusted us with their mortgage journey.

Loans Funded

$ 0 B+

Happy Homeowners

0 +

Average Clear to
Close Time

< 0 Days

5 Star Google Ratings

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As your mortgage broker, we guide you through every milestone of your home financing journey with integrity, expertise, and personalized service.

Belief in the Power
of Community

At Milestone, we are deeply committed to making a positive impact beyond our business operations. As a Massachusetts mortgage broker, we believe in the power of community and are dedicated to giving back in meaningful ways. Whether it’s through financial contributions, employee volunteer hours, or partnerships with nonprofit organizations, we strive to create lasting change and foster a stronger, more resilient community.

Our commitment to caring extends beyond the mortgage broker services we provide, reflecting our genuine desire to make the world a better place for everyone.

President of Milestone

Every Buyer's Different. So Are Our Loans.

Conventional Loans

Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.

FHA Loans

Government-backed loans perfect for first-time buyers with flexible credit requirements.

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!

USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!

Refinancing

Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.

Jumbo Loans

Financing for luxury properties and high-value homes that exceed conventional loan limits.

Why Choose Milestone?

We’re not just another mortgage company. We’re your neighbors, a local mortgage broker committed to making homeownership accessible and stress-free for our community.

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Personalized Guidance

We match you with the right loan for your goals. Not a one-size-fits-all solution.

No Surprises Policy

No hidden fees or surprises. Every cost is clear from day one.

Fast, Reliable Closings

Streamlined underwriting and clear communication keep your loan on track.

Local Expertise

Our loan officers know your market, your rates, and your neighborhood.

Our Growth Story

From 6 employees in 2019 to 90+ licensed officers. Now on track to join the $1B origination club in 2025.

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Milestone Growth Stats

Families Helped

Licensed Officers

Loans Funded

5 Star Google Reviews

Real Reviews From U.S. Homeowners

What Our Clients Are Saying

      
 
 
      Posted on Google  
   
   Jessica Alfama 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I’ll always be grateful that Steve was part of our journey to our first home. There were moments when I was nervous, had a million questions, or just needed reassurance, and Steve was always there with the same patience and positive energy. I have leaner so much from his expertise.

What stayed with me most is that I never felt like this was just another loan for him. I truly felt that he wanted this for our family too. Steve, thank you for helping us get to a moment we’ll never forget. You will always be part of our first home story.
  
 
     Posted on Google  
   
   micas gomes 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Buying our first home was a big step for our family, and we honestly couldn’t have asked for a better experience with Steve. From the beginning, he was always there to answer our questions, explain things, and help us through every step.

What we really appreciated about Steve was that we never felt like just another client. He genuinely wanted everything to work out for us, and he was always positive, patient, and a joy to work with.

Now that we have the keys, we’re just really grateful. Steve played a big part in helping our family get here, and we’ll always appreciate everything he did for us.
  
 
     Posted on Google  
   
   Toray Official 
 3 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience working with Mi’Guel DeVaughn and his team at Milestone Mortgage Solutions. As a client, I really appreciated how professional, helpful, and responsive they were throughout the entire process. Mi’Guel was always available when I had questions and made sure everything was clearly explained and handled properly. The communication was great from beginning to end, and the whole process went smoothly. I would definitely recommend Mi’Guel and his team to anyone looking for a reliable and professional mortgage team!
  
 
     Posted on Google  
   
   Tanyka Garner 
 4 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Vernon helped to make sure I was update through the process and had all the documents needed. Thank you for your help.
  
 
     Posted on Google  
   
   Derek Schroeder 
 4 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely amazing went above and beyond to get this done always called with updates and followed through on everything definitely gonna keep coming here for my house loan needs!
  
 
     Posted on Google  
   
   Tyler Campbell 
 5 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Hunter Larsen is easily one of the best out there. She’s a straight shooter through the whole process and is very knowledgeable on how to save you money.
  
 
     Posted on Google  
   
   Makayla Coffman 
 5 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I am a Texas Realtor and my experience working with Mi’Guel DeVaughn was exceptional and surpassed my expectations! It was pleasant working with him throughout our first transaction together!
  
 
     Posted on Google  
   
   Gina Moon 
 5 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Hunter Larsen was fantastic to work with. Everything was quick and easy and stress-free.  I was able to access the equity in my investment property within days. I highly recommend her and Milestone Mortgage.
  
 
     Posted on Google  
   
   Amanda Hodges 
 8 days ago
 
 
 Trustindex verifies that the original source of the review is Google. +0
Working with Joey from start to finish was an exceptional experience. My husband and I went into the home buying process with little knowledge regarding mortgages. Joey broke every step down, explained everything about mortgages, and made it a stress free experience. We didn’t worry one time knowing we were working with Joe. I would recommend Joey to anyone looking for a loan officer to assist in buying a home. We aren’t moving out of our house any time soon, but if and when we do, we will absolutely be using Joey every time!
  
 
     Posted on Google  
   
   Benn Fisherr 
 11 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Parker has answered every question I've had(which has been a lot since I'm a first time homeowner and have absolutely no idea what I'm doing) day or night. He has made the process smooth, efficient and simplified enough for me to understand. Not to mention he even wished me happy birthday, so that's a nice bonus. If I could give him 10 stars I would. I highly recommend Parker for buying your home.