
How Much Down Payment Do You Need to Buy a House?
Most buyers don’t put 20% down, and the real minimum depends on your loan program. Here’s what FHA, conventional, VA, and USDA loans actually require,
Allyson brings a relationship-first, education-driven approach to mortgage lending, rooted in a deep belief in the power of homeownership as a path to financial freedom. A proud Ohio State alum, she earned her degree in business with a focus on marketing and logistics—building a foundation in strategy, communication, and operational excellence.
With over seven years of experience in real estate technology and go-to-market strategy, Allyson understands how to guide people through complex decisions with clarity, confidence, and trust. She is especially passionate about supporting first-time homebuyers, helping clients feel informed, empowered, and supported every step of the way.
(440) 829-3939
apesta@milestonemortgagesolutions.com
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
Government-backed loans perfect for first-time buyers with flexible credit requirements.
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
Financing for luxury properties and high-value homes that exceed conventional loan limits.
We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.
We match you with the right loan for your goals. Not a one-size-fits-all solution.
No hidden fees or surprises. Every cost is clear from day one.
Streamlined underwriting and clear communication keep your loan on track.
Our loan officers know your market, your rates, and your neighborhood.
Expert insights, tips, and news about mortgages and homeownership from Milestone Mortgage Solutions.

Most buyers don’t put 20% down, and the real minimum depends on your loan program. Here’s what FHA, conventional, VA, and USDA loans actually require,

Most buyers don’t put 20% down, and the real minimum depends on your loan program. Here’s what FHA,

If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up,

The honest answer is “it depends,” but not vaguely. Your loan type, your state, and how quickly documents

Worried about your first meeting with a mortgage loan officer? Here’s exactly what to bring, what they’ll ask, what you should ask them, and what you’ll walk away with — whether you’re ready to buy this month or just exploring.
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Derek Schroeder0 days agoTrustindex verifies that the original source of the review is Google.
Absolutely amazing went above and beyond to get this done always called with updates and followed through on everything definitely gonna keep coming here for my house loan needs!Posted on Google![]()
Tyler Campbell1 days agoTrustindex verifies that the original source of the review is Google.
Hunter Larsen is easily one of the best out there. She’s a straight shooter through the whole process and is very knowledgeable on how to save you money.Posted on Google![]()
Makayla Coffman1 days agoTrustindex verifies that the original source of the review is Google.
I am a Texas Realtor and my experience working with Mi’Guel DeVaughn was exceptional and surpassed my expectations! It was pleasant working with him throughout our first transaction together!Posted on Google![]()
Gina Moon1 days agoTrustindex verifies that the original source of the review is Google.
Hunter Larsen was fantastic to work with. Everything was quick and easy and stress-free. I was able to access the equity in my investment property within days. I highly recommend her and Milestone Mortgage.Posted on Google![]()
Amanda Hodges4 days agoTrustindex verifies that the original source of the review is Google.
Working with Joey from start to finish was an exceptional experience. My husband and I went into the home buying process with little knowledge regarding mortgages. Joey broke every step down, explained everything about mortgages, and made it a stress free experience. We didn’t worry one time knowing we were working with Joe. I would recommend Joey to anyone looking for a loan officer to assist in buying a home. We aren’t moving out of our house any time soon, but if and when we do, we will absolutely be using Joey every time!+0Posted on Google![]()
Benn Fisherr7 days agoTrustindex verifies that the original source of the review is Google.
Parker has answered every question I've had(which has been a lot since I'm a first time homeowner and have absolutely no idea what I'm doing) day or night. He has made the process smooth, efficient and simplified enough for me to understand. Not to mention he even wished me happy birthday, so that's a nice bonus. If I could give him 10 stars I would. I highly recommend Parker for buying your home.Posted on Google![]()
Keith Korsun13 days agoTrustindex verifies that the original source of the review is Google.
I can’t recommend Rich Sirop highly enough. He was incredibly easy to work with, extremely knowledgeable, and went above and beyond to help me navigate what was a fairly complex personal situation and successfully secure a mortgage. What really stood out was that Rich didn’t just help me through the mortgage process. He took the time to understand what I was dealing with personally and was a tremendous source of guidance and support throughout the entire experience. His knowledge, responsiveness, patience, and genuine willingness to help made a stressful process so much easier. I would recommend Rich to my family and friends without hesitation. If you’re looking for someone who knows the mortgage business and genuinely cares about his clients, Rich is the person I would call.Posted on Google![]()
Maria Fontes14 days agoTrustindex verifies that the original source of the review is Google.
We are so thankful for everything you did to help us purchase our first home . You were always patient, kind, and there whenever we needed you . You made what could have been a stressful process feel so much easier . Thank you for believing in us and helping make this dream a reality. We truly appreciate you!! 🏡 🙏🏻❤️❤️Posted on Google![]()
Deanna C15 days agoTrustindex verifies that the original source of the review is Google.
Everyone on staff was friendly and did everything as quickly as possible to help us get through the process of refinancing. It was zero effort on our end and we are hopeful to do business with them for many years to come! Thanks to everyone on staff!Posted on Google![]()
Bill Perry15 days agoTrustindex verifies that the original source of the review is Google.
I was very impressed at the professionalism and courtesy of Milestone. They were always available to answer our questions in a timely manner and put our stress of buying a home at ease. Thank you!!