Do You Need a Mortgage Broker?
Sara Murphy
August 31, 2026
If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up, here’s what actually separates them, and how
With a career in the mortgage industry since 2019, I bring a combination of financial expertise, discipline, and a strong commitment to helping clients achieve their homeownership goals. As a former Division I football player, I understand the importance of preparation, communication, accountability, and performing under pressure.
I guide clients through every step of the mortgage process—from understanding their financing options and preparing for pre-approval to navigating the loan process and reaching the closing table. My goal is to make the mortgage experience clear, straightforward, and personalized to each client’s unique financial situation.
Whether you’re a first-time homebuyer, purchasing an investment property, refinancing, or simply exploring your options, I’m committed to providing knowledgeable guidance and being a trusted resource throughout the process.
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
Government-backed loans perfect for first-time buyers with flexible credit requirements.
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
Financing for luxury properties and high-value homes that exceed conventional loan limits.
We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.
We match you with the right loan for your goals. Not a one-size-fits-all solution.
No hidden fees or surprises. Every cost is clear from day one.
Streamlined underwriting and clear communication keep your loan on track.
Our loan officers know your market, your rates, and your neighborhood.
Expert insights, tips, and news about mortgages and homeownership from Milestone Mortgage Solutions.
If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up, here’s what actually separates them, and how
If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up,
The honest answer is “it depends,” but not vaguely. Your loan type, your state, and how quickly documents
Worried about your first meeting with a mortgage loan officer? Here’s exactly what to bring, what they’ll ask, what you should ask them, and what you’ll walk away with — whether you’re ready to buy this month or just exploring.
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 