Josh David

Loan Officer
NMLS#1863893

About Josh David

Taking on a mortgage is the biggest debt most families will ever carry, and it is normal to feel uneasy signing for it. My job is to make sure you never sign anything you do not fully understand.

We start with a call. I put every option on the table, run the real numbers side by side, and build a plan around where you actually are and where you are trying to go. Sometimes the win is getting you into your first home. Sometimes it is restructuring debt so your family keeps more of what you earn. Either way you will leave knowing exactly why we are doing what we are doing, and where a lot of lenders stop at no, I look for the second option.

Helping a family get home is a privilege, and I treat it that way.

Outside of work you will find me traveling with my wife and our little one, on a pickleball court, or playing chess.

Get in Contact

(346) 680-3434

jdavid@milestonemortgagesolutions.com

Originating States

A Path For Every Buyer

Conventional Loans

Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.

FHA Loans

Government-backed loans perfect for first-time buyers with flexible credit requirements.

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!

USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!

Refinancing

Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.

Jumbo Loans

Financing for luxury properties and high-value homes that exceed conventional loan limits.

Why Choose Milestone?

We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.

Personalized Guidance

We match you with the right loan for your goals. Not a one-size-fits-all solution.

No Surprises Policy

No hidden fees or surprises. Every cost is clear from day one.

Fast, Reliable Closings

Streamlined underwriting and clear communication keep your loan on track.

Local Expertise

Our loan officers know your market, your rates, and your neighborhood.

The Milestone Blog

Expert insights, tips, and news about mortgages and homeownership from Milestone Mortgage Solutions.

  • Real Reviews From U.S. Homeowners

Homeowners On Their
Milestone Journey

Posted on Google Google
Michael Messier profile picture
Michael Messier
0 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I just want to say how pleased I was working with Rosemary Arruda and the whole team at Milestone Mortgage. Rosemary was able to help me work out a great rate, and made the whole process very smooth from beginning to end.
Posted on Google Google
Debbie profile picture
Debbie
1 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had a great experience working with Josh David at Milestone Mortgage Solutions. Josh is very knowledgeable and took the time to explain our options clearly so we always understood where things stood. He was able to get us competitive rates, which made a real difference for us. His communication was excellent. He responded quickly and kept us updated at every step. We highly recommend Josh to anyone who wants a loan officer they can trust.
Posted on Google Google
Tony Mathew profile picture
Tony Mathew
1 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We worked with Josh David (JD) while shopping for a mortgage on our new home, and I can't say enough good things about him. He was honest and transparent from the start, and he always put what was best for us first, even when it meant the loan might not go his way. Josh turned around quotes quickly, sometimes late at night, and took the time to explain things clearly. He walked us through how lenders count rental income on our current home, what reserves we'd need, and how to keep our debt to income in a good spot. When we compared offers, he helped us see the full picture so we could make the right decision for our family. In the end, his help saved us thousands of dollars. That kind of integrity is rare. We'll keep recommending Josh to our friends, family and clients, and we'll be calling him first when it's time to refinance.
Posted on Google Google
Greesham Simon profile picture
Greesham Simon
4 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Josh David (JD) at Milestone Mortgage Solutions was a huge help while we were buying our new construction home. Our realtor referred us to him to compare rates against the builder's lender, and JD went above and beyond. He was upfront from the start. When he learned our builder incentive was tied to the builder's lender, he told us honestly that sticking with them might be our best option, even though it meant less business for him. He still put together detailed quotes for us, explained exactly where we could save on points, and gave us the information we needed to negotiate a better deal. JD was responsive, easy to talk to, and clearly knows the market. It's rare to find a loan officer who puts the client's interests first like that. We'd recommend him to anyone buying or refinancing in DFW, and he'll be our first call for any future refinance.
Posted on Google Google
jesse drane profile picture
jesse drane
4 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Rob Serpa was incredible! Rob made sure everything went smooth when we bought and sold our home. I’d recommend Rob to anyone looking about buying a home. Rob was available through text and phone calls and even after hours he made sure to answer any questions I had and made me feel at ease.
Posted on Google Google
Don Archuleta profile picture
Don Archuleta
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great at helping you, and answering all questions in detail. Fast response time when answers are needed.
Posted on Google Google
Yerzhan Nurlanov profile picture
Yerzhan Nurlanov
6 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Josh and the Milestone Mortgage team was a great experience. The process was smooth, communication was clear, and everything was ready on time for our closing. We felt supported the whole way through. Highly recommend!
Posted on Google Google
Presley Inzodda profile picture
Presley Inzodda
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We couldn’t recommend Milestone Mortgage Solutions more, especially Colin Cooper! He supported us through every step of the process and went above and beyond for us. Thank you Colin and the entire Milestone Team!
Posted on Google Google
Chinot Sandia profile picture
Chinot Sandia
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Posted on Google Google
Bob Marley profile picture
Bob Marley
8 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Milestone Mortgage Solutions is a great mortgage company! Jared along with Courtney and Craig were amazing with helping my wife and I get into a home. The process was very straight forward and their communication was spot on. We couldn't have fulfilled our dream any better without their help. Highly recommend you go with them if you're looking for a mortgage lending company. 10/10

Ready to Get Started?

Let Josh David help you achieve your homeownership goals.