
Who Pays Closing Costs When You Buy a House?
Most closing costs land on you as the homebuyer, but a seller can cover part of them, or even all of them, if a large
With a career rooted in mentorship, clarity, and precision, Kyle Morris brings a uniquely refreshing, education-first approach to the team at Milestone Mortgage Solutions. As a newly appointed Mortgage Loan Originator, Kyle Morris is dedicated to transforming what can often be a complex and overwhelming process into a seamless, empowering journey toward homeownership.
Before transitioning into the mortgage industry, Kyle Morris spent years as an instructor and curriculum developer at an entertainment college, mastering the art of breaking down intricate, technical concepts into clear, actionable steps. Whether helping audio production students mix a masterpiece or guiding families through the nuances of loan products, Kyle Morris’ core mission has always been the same: providing the ultimate blueprint for success. This deep background in education means you won’t just get a loan; you’ll get a trusted advisor who ensures you walk away from the closing table fully informed and confident.
When he isn’t structuring the perfect financing package, Kyle Morris fully embraces the freedom and beauty of the mountain lifestyle. On any given weekend, you can find them recharging on the water—paddleboarding across pristine local lakes—or catching the open air, riding his motorcycle through winding country roads. Dedicated to harmony both in business and life, Kyle Morris is thrilled to help neighbors and newcomers alike finance their own piece of paradise.
13106230436
kmorris@milestonemortgagesolutions.com
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
Government-backed loans perfect for first-time buyers with flexible credit requirements.
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
Financing for luxury properties and high-value homes that exceed conventional loan limits.
We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.
We match you with the right loan for your goals. Not a one-size-fits-all solution.
No hidden fees or surprises. Every cost is clear from day one.
Streamlined underwriting and clear communication keep your loan on track.
Our loan officers know your market, your rates, and your neighborhood.
Expert insights, tips, and news about mortgages and homeownership from Milestone Mortgage Solutions.

Most closing costs land on you as the homebuyer, but a seller can cover part of them, or even all of them, if a large

Most closing costs land on you as the homebuyer, but a seller can cover part of them, or

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The honest answer is “it depends,” but not vaguely. Your loan type, your state, and how quickly documents

Worried about your first meeting with a mortgage loan officer? Here’s exactly what to bring, what they’ll ask, what you should ask them, and what you’ll walk away with — whether you’re ready to buy this month or just exploring.
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Tony Mathew0 days agoTrustindex verifies that the original source of the review is Google.
We worked with Josh David (JD) while shopping for a mortgage on our new home, and I can't say enough good things about him. He was honest and transparent from the start, and he always put what was best for us first, even when it meant the loan might not go his way. Josh turned around quotes quickly, sometimes late at night, and took the time to explain things clearly. He walked us through how lenders count rental income on our current home, what reserves we'd need, and how to keep our debt to income in a good spot. When we compared offers, he helped us see the full picture so we could make the right decision for our family. In the end, his help saved us thousands of dollars. That kind of integrity is rare. We'll keep recommending Josh to our friends, family and clients, and we'll be calling him first when it's time to refinance.Posted on Google![]()
Greesham Simon3 days agoTrustindex verifies that the original source of the review is Google.
Josh David (JD) at Milestone Mortgage Solutions was a huge help while we were buying our new construction home. Our realtor referred us to him to compare rates against the builder's lender, and JD went above and beyond. He was upfront from the start. When he learned our builder incentive was tied to the builder's lender, he told us honestly that sticking with them might be our best option, even though it meant less business for him. He still put together detailed quotes for us, explained exactly where we could save on points, and gave us the information we needed to negotiate a better deal. JD was responsive, easy to talk to, and clearly knows the market. It's rare to find a loan officer who puts the client's interests first like that. We'd recommend him to anyone buying or refinancing in DFW, and he'll be our first call for any future refinance.Posted on Google![]()
jesse drane3 days agoTrustindex verifies that the original source of the review is Google.
Rob Serpa was incredible! Rob made sure everything went smooth when we bought and sold our home. I’d recommend Rob to anyone looking about buying a home. Rob was available through text and phone calls and even after hours he made sure to answer any questions I had and made me feel at ease.Posted on Google![]()
Don Archuleta4 days agoTrustindex verifies that the original source of the review is Google.
Great at helping you, and answering all questions in detail. Fast response time when answers are needed.Posted on Google![]()
Yerzhan Nurlanov5 days agoTrustindex verifies that the original source of the review is Google.
Working with Josh and the Milestone Mortgage team was a great experience. The process was smooth, communication was clear, and everything was ready on time for our closing. We felt supported the whole way through. Highly recommend!Posted on Google![]()
Presley Inzodda6 days agoTrustindex verifies that the original source of the review is Google.
We couldn’t recommend Milestone Mortgage Solutions more, especially Colin Cooper! He supported us through every step of the process and went above and beyond for us. Thank you Colin and the entire Milestone Team!Posted on Google![]()
Chinot Sandia6 days agoTrustindex verifies that the original source of the review is Google.
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Bob Marley7 days agoTrustindex verifies that the original source of the review is Google.
Milestone Mortgage Solutions is a great mortgage company! Jared along with Courtney and Craig were amazing with helping my wife and I get into a home. The process was very straight forward and their communication was spot on. We couldn't have fulfilled our dream any better without their help. Highly recommend you go with them if you're looking for a mortgage lending company. 10/10Posted on Google![]()
Benjamin Mailhot7 days agoTrustindex verifies that the original source of the review is Google.
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Rosemery Gomes10 days agoTrustindex verifies that the original source of the review is Google.
Thank you for your amazing work!!🙏❤️