Do You Need a Mortgage Broker?
Sara Murphy
August 31, 2026
If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up, here’s what actually separates them, and how
With over 20 years of diverse experience in the real estate industry, Mellyssa Coutinho brings a deep understanding of every role involved in the home buying process. Her expertise and empathy have guided hundreds of families through one of life’s most meaningful milestones — purchasing a home.
A lifelong Massachusetts resident, Mellyssa has strong roots throughout the Metro Boston and South Shore communities. Her passion for service extends well beyond mortgages; she currently serves as the 2025–2026 President of the Kiwanis Club of Taunton and is an active member of the Finance Committee for Old Colony Habitat for Humanity. Through these roles, she continues to make a positive impact by helping families achieve stability and pursue the American Dream.
At Milestone Mortgage Solutions, Mellyssa combines her extensive loan knowledge with genuine care for her clients — delivering exceptional service with a whole lot of heart.
(508) 356-5262
mellyssa@milestonemortgagesolutions.com
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
Government-backed loans perfect for first-time buyers with flexible credit requirements.
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
Financing for luxury properties and high-value homes that exceed conventional loan limits.
We’re not just another mortgage company. We’re your neighbors, committed to making homeownership accessible and stress-free for our community.
We match you with the right loan for your goals. Not a one-size-fits-all solution.
No hidden fees or surprises. Every cost is clear from day one.
Streamlined underwriting and clear communication keep your loan on track.
Our loan officers know your market, your rates, and your neighborhood.
Expert insights, tips, and news about mortgages and homeownership from Milestone Mortgage Solutions.
If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up, here’s what actually separates them, and how
If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up,
The honest answer is “it depends,” but not vaguely. Your loan type, your state, and how quickly documents
Worried about your first meeting with a mortgage loan officer? Here’s exactly what to bring, what they’ll ask, what you should ask them, and what you’ll walk away with — whether you’re ready to buy this month or just exploring.
