Who Pays Closing Costs When You Buy a House?
Craig Snell
November 6, 2026
Most closing costs land on you as the homebuyer, but a seller can cover part of them, or even all of them, if a large
Rosemary Arruda is a seasoned Loan Officer and a proud native of New Bedford, Massachusetts. She
has deep ties to the local community and the Portuguese culture that has shaped so much of the
city. Growing up here, she learned the values of hard work, family, and giving back. These
values continue to drive her in her professional career and personal life.
As a loan officer with Milestone Mortgage Solutions, Rosemary takes pride in offering a
personalized approach to every client. With a keen understanding of the local market and a
passion for educating borrowers, Rosemary works tirelessly to make the mortgage process as
simple and stress-free as possible. Whether you’re a first-time homebuyer, refinancing your
current home, or looking for a more specialized loan solution, Rosemary brings a unique blend
of knowledge, patience, and dedication to the table.
What sets her apart is a genuine commitment to the people of New Bedford and the surrounding
areas. Having spent nearly two decades in sales, Rosemary has built a reputation for honesty,
integrity, and a customer-first mentality. With a focus on clear communication, reliable service,
and customized solutions, Rosemary ensures that every client feels supported, informed, and
confident in their mortgage decisions.
(508) 356-5262
rarruda@milestonemortgagesolutions.com
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Expert insights, tips, and news about mortgages and homeownership from Milestone Mortgage Solutions.
Most closing costs land on you as the homebuyer, but a seller can cover part of them, or even all of them, if a large
Most closing costs land on you as the homebuyer, but a seller can cover part of them, or
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Worried about your first meeting with a mortgage loan officer? Here’s exactly what to bring, what they’ll ask, what you should ask them, and what you’ll walk away with — whether you’re ready to buy this month or just exploring.
