President of Milestone
Milestone Mortgage Solutions is an independent mortgage broker that compares a network of investors to find the loan that fits your situation. Your Milestone loan officer guides you from your first form to closing, whether you’re buying or refinancing in Atlanta, Savannah, Augusta, or anywhere else in Georgia.
Banks offer their own products. Milestone offers the market. Your loan officer shops your scenario across our network of investors to find a program that is the best fit for your situation. You get options, not a take-it-or-leave-it quote.
Milestone’s loan officers serve homebuyers across the entire state of Georgia, including Atlanta, Savannah, Augusta, and Columbus. Your loan officer works the same network of investors whether you live in metro Atlanta or on the coast. Our loan officers also serve homebuyers in every other state except New York and Hawaii.
Think of your Loan Estimate as the financial roadmap for your mortgage. It breaks down your loan terms, how much you’re borrowing, your interest rate, estimated monthly payment, closing costs, and how much money you’ll need at closing. Your loan officer will walk you through each section, explain the numbers, and answer your questions so you feel confident about what to expect, with fewer surprises along the way.
Your loan officer matches you to the right loan based on your goals and stays with you from application to closing. When you’re buying your first home in Macon or refinancing in Athens, you’ll know what comes next at every step.
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
Government-backed loans perfect for first-time buyers with flexible credit requirements.
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
Financing for luxury properties and high-value homes that exceed conventional loan limits.
Conventional Loans: All 159 Georgia counties use the 2026 conforming loan limit of $832,750 (the largest loan Fannie Mae and Freddie Mac can buy), according to the Federal Housing Finance Agency.
FHA Loans: FHA limits vary by area and start at HUD’s 2026 national floor of $541,287, so the limit for your county can be higher.
USDA Loans: USDA eligibility depends on a property’s address, so ask your loan officer to check a specific home before you make an offer.
Jumbo Loans: If the loan you need sits close to your county’s conforming limit, ask a loan officer to compare a conforming and a jumbo scenario before you settle on a price range.
Milestone serves homebuyers in Atlanta, Columbus, Augusta, Macon, Savannah, Athens, Sandy Springs, Roswell, and communities across Georgia. Your loan officer matches you to the right program, such as an FHA loan for a first home in Macon or a conventional loan for a move-up purchase in Roswell.
Milestone serves homebuyers in 30+ states.
Can’t make it during business hours? Leave a message anytime and we’ll get back to you the next business day.
Milestone’s loan officers are ready to help you find the right mortgage. Buying in Atlanta or Savannah? We’ll match you with a loan officer who fits your situation.
Fill out a short form on our website. We’ll ask the basics: purchase or refinance, loan amount, and your timeline. This takes about 5 minutes.
Your loan officer reviews your scenario and shops it across our network of investors. You’ll receive personalized loan options and suggestions, not just a generic rate sheet.
Once you’ve chosen the right option, your loan officer locks the rate and walks you through your documents. Upload everything through Milestone’s secure portal.
Milestone coordinates with your real estate agent, title company, and appraiser.
Yes. The Georgia Supreme Court held in In re UPL Advisory Opinion 2003-2 that it is the unauthorized practice of law for anyone other than a Georgia attorney to close a real estate transaction or to prepare or facilitate the execution of a deed of conveyance for the benefit of a seller, borrower, or lender. That means a Georgia attorney handles your closing, and our guide on how long it takes to close on a house covers the rest of the timeline. Ask a Georgia attorney what to expect at your closing.
Georgia’s real estate transfer tax is $1 for the first $1,000 of the price plus 10 cents for each additional $100, and the Georgia Department of Revenue says the seller is liable for it. On a $300,000 sale, that comes to $300. The parties frequently agree in the sales contract that the buyer will pay it instead, so check yours.
Yes. Georgia charges a tax for recording your loan, called the intangible recording tax: $1.50 for each $500 of the loan amount, capped at $25,000 per loan, which comes to $900 on a $300,000 loan. The Department of Revenue says the tax is collected from the lender when the loan is recorded, and the lender can pass the amount on to the borrower, so ask your loan officer how it will show up in your closing costs.
NerdWallet puts the average cost at $3,225 a year in an analysis updated in February 2026, based on a sample policy with $400,000 in dwelling coverage (the amount that pays to rebuild the house) and a $1,000 deductible. Your own quote will differ with the home, the coverage, and your credit, and most homeowners policies don’t pay for flood damage. Your lender can tell you whether flood insurance is required.
Your Milestone loan officer will compare your options across our network of investors and explain what fits, such as a first home in Atlanta or a refinance in Savannah. Start with a short form, and a loan officer will follow up.
