
How Much Down Payment Do You Need to Buy a House?
Most buyers don’t put 20% down, and the real minimum depends on your loan program. Here’s what FHA, conventional, VA, and USDA loans actually require,
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Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
Government-backed loans perfect for first-time buyers with flexible credit requirements.
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
Financing for luxury properties and high-value homes that exceed conventional loan limits.
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No hidden fees or surprises. Every cost is clear from day one.
Streamlined underwriting and clear communication keep your loan on track.
Our loan officers know your market, your rates, and your neighborhood.
Expert insights, tips, and news about mortgages and homeownership from Milestone Mortgage Solutions.

Most buyers don’t put 20% down, and the real minimum depends on your loan program. Here’s what FHA, conventional, VA, and USDA loans actually require,

Most buyers don’t put 20% down, and the real minimum depends on your loan program. Here’s what FHA,

If you’re stuck deciding between a broker, a bank, or just calling the first lender that comes up,

The honest answer is “it depends,” but not vaguely. Your loan type, your state, and how quickly documents

Worried about your first meeting with a mortgage loan officer? Here’s exactly what to bring, what they’ll ask, what you should ask them, and what you’ll walk away with — whether you’re ready to buy this month or just exploring.
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patria carvajal1 days agoTrustindex verifies that the original source of the review is Google.
We had an excellent experience with Ronaldo Gomes while buying our first home. He was very helpful and positive, and he explained the entire process in a way that we could fully understand. We truly felt his empathy and dedication to service,100% recommended!Posted on Google![]()
Sandy Asad1 days agoTrustindex verifies that the original source of the review is Google.
Absolutely the best in the business! 10 out of 10Posted on Google![]()
Viccheat Sim4 days agoTrustindex verifies that the original source of the review is Google.
Chris and Courtney are the most prepared and organized I have ever worked with. If you are a results driven individual and want effectiveness, Chris and Courtney will surely deliver.Posted on Google![]()
Susan Harrison4 days agoTrustindex verifies that the original source of the review is Google.
I had an outstanding experience refinancing with Joey Wright, Lauren, and Marisa! They were incredibly helpful, always willing to answer my questions, and made sure I felt informed and comfortable throughout the process. I truly appreciated their patience, clear communication, and personal attention. Refinancing can feel overwhelming, but this team made it so much easier. I’m grateful for all their help and would highly recommend Joey, Lauren, and Marisa to anyone looking to refinance!Posted on Google![]()
Sean Mahabir7 days agoTrustindex verifies that the original source of the review is Google.
I can’t say enough great things about Milestone Mortgage Solutions, especially my loan officer, Denayr “D” Gant! Buying a home is such a huge milestone, and having D by my side throughout the mortgage process made all the difference. From the very beginning, he was patient, knowledgeable, reassuring, and genuinely invested in helping me reach my goal of becoming a homeowner. What I appreciated most was that D never made me feel like just another client. He took the time to answer my questions, explain everything clearly, and provide reassurance whenever I needed it. His professionalism, dedication, and personal approach gave me confidence throughout the entire process. Becoming a homeowner is a moment I’ll always cherish, and I’m truly grateful that D played such an important role in making it happen. Thank you, D, for your hard work, guidance, and for genuinely caring about my journey. I wholeheartedly recommend Denayr “D” Gant and Milestone Mortgage Solutions to anyone looking for a loan officer who truly goes above and beyond!Posted on Google![]()
Beth Traverso9 days agoTrustindex verifies that the original source of the review is Google.
Adrian and his team are incredible. Excellent communication and service. I appreciate everything they did to complete my refinance. I've recommended them to many clients over the years and I will continue to do so in the future.Posted on Google![]()
Mia Castillo16 days agoTrustindex verifies that the original source of the review is Google.
Allyson Pesta is by far the best lender I have had the pleasure to work with. As an insurance agent, it is very important for me to find business partners that hold the wellbeing of their clients at the utmost importance. She is fast and extremely responsive while also taking every moment she needs to explain the loan process, so borrowers know exactly what they are walking in to before the closing table. Allyson is a deeply committed lender who always manages to amaze me with her professionalism. She is the best in the biz!!Posted on Google![]()
Samantha Florio24 days agoTrustindex verifies that the original source of the review is Google.
We had the absolute best experience with our Loan Officer, Joey Wright. We are first time home buyers, and had a multitude of questions throughout the homebuying process. Joey was always available to answer anything we were questioning, give us different scenarios, and keep us updated on the next steps. We will be recommending him to everyone of our friends and family who are buying homes in the future!Posted on Google![]()
Alberto Gallardo26 days agoTrustindex verifies that the original source of the review is Google.
Gabriel is excellent at what he does. His expertise was a tremendous help in securing a DSCR loan and finding the best strategy. I recommend him 100%. Thank you so much, Gabriel!Posted on Google![]()
Jeff Fernandes29 days agoTrustindex verifies that the original source of the review is Google.
Joey helped us through the whole process and was well communicative! Will work with Joey again.