Loan Officer
Adrian Webb
Banks offer their own products. Milestone offers the market. Your loan officer shops your scenario across 65+ investors to find the rate and program that fits your situation. You get options, not a take-it-or-leave-it quote.
Milestone serves homebuyers across Nevada, from Las Vegas and Henderson to Reno, Sparks, and Carson City. Your loan officer works with you remotely and has full access to the same 65+ investor network available at any Milestone branch. Buying your first home in North Las Vegas or a property near Lake Tahoe? Same process, same network.
Clear-to-close in as few as 15 days. Every cost is upfront from day one. No surprise fees, no fine print.
Your loan officer matches you to the right loan based on your goals, not a script. Whether you're a first-time buyer in Henderson or refinancing in Reno, your loan officer walks you through every step from application to closing.
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
Government-backed loans perfect for first-time buyers with flexible credit requirements.
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
Zero down payment loans for eligible rural and suburban homebuyers. Great for first-time buyers!
Lower your rate, reduce your payment, or tap into your home's equity with our refinance options.
Financing for luxury properties and high-value homes that exceed conventional loan limits.
Conventional Loans: The 2026 conforming loan limit in most Nevada counties is $832,750 for a single-family home. Borrowers who need financing above that amount may qualify for a jumbo loan.
FHA Loans: FHA loan limits in Nevada vary by county. In Clark County (Las Vegas, Henderson, North Las Vegas), the 2026 FHA limit for a single-family home is $541,287.
VA Loans: Nevada has three major military installations: Nellis Air Force Base and Creech Air Force Base near Las Vegas, plus Naval Air Station Fallon in northern Nevada. VA loans account for nearly 16% of all mortgage originations in Clark County.
USDA Loans: Many communities outside the Las Vegas and Reno metro areas qualify as USDA-eligible, including parts of Nye, Elko, Churchill, and Lyon counties.
Milestone serves homebuyers in Las Vegas, Henderson, Reno, North Las Vegas, Sparks, Carson City, and all other communities throughout the state. From conventional loans to refinancing, your loan officer matches you to the right program for your situation. With three major military bases and VA loans representing nearly 16% of Clark County originations, specialized programs like VA and USDA carry real weight here.
Nevada’s Division of Mortgage Lending oversees mortgage companies operating in the state under NRS Chapter 645B, and Milestone operates within full compliance of that regulatory framework. Nevada is also a community property state, which means spousal debts can factor into mortgage qualification for FHA, VA, and USDA loans even if only one spouse is on the application.
Milestone serves homebuyers in 30+ states.
Can’t make it during business hours? Leave a message anytime and we’ll get back to you the next business day.
Milestone has 70+ loan officers ready to help you find the right mortgage. Whether you’re buying in Denver, Colorado Springs, or Fort Collins, we’ll match you with a loan officer who fits your situation.
Loan Officer
Fill out a short form on our website. We'll ask the basics: purchase or refinance, loan amount, and your timeline. Takes about 5 minutes.
Your loan officer reviews your scenario and shops it across 65+ investors. You'll receive personalized loan options and suggestions, not a generic rate sheet.
Once you've chosen the right option, your loan officer locks the rate and walks you through your documents. Upload everything through Milestone's secure portal.
Milestone coordinates with your real estate agent, title company, and appraiser. Clear-to-close in as few as 16 days.
Yes. Nevada imposes a real property transfer tax of $1.95 for every $500 of property value, collected by the county recorder’s office at the time the deed is recorded. Both the buyer and seller share responsibility for the tax, though local custom in most Nevada transactions assigns it to the seller. Clark County also adds a supplemental transfer tax, so buyers in the Las Vegas metro should ask for the total figure when reviewing closing costs.
Nevada does not require an attorney at closing. A title company or escrow officer handles the settlement process, prepares closing documents, and manages the transfer of funds. Some buyers choose to hire an attorney for complex transactions, but it is not a legal requirement.
Yes. The Nevada Housing Division runs the Home Is Possible program, which offers up to 4% of the loan amount as down payment and closing cost assistance at 0% interest. If you stay in the home for three years, the assistance is forgiven entirely. Income must be $105,000 or below, and a homebuyer education course is required. Nevada Rural Housing also runs the Home At Last program for buyers in rural and smaller markets, with no first-time buyer requirement. A Mortgage Credit Certificate is also available, returning part of your mortgage interest as a federal tax credit each year.
Nevada’s homestead law protects up to $605,000 of your home’s equity from most creditor claims, but it does not reduce your property tax bill the way a homestead exemption works in some other states. Instead, Nevada offers a 3% annual property tax cap for owner-occupied primary residences. You must file a Property Tax Cap Claim Form with your county assessor to receive it.
Your Milestone loan officer will compare options from 65+ investors to find the right fit for your situation in Nevada. Fill out a quick form and a loan officer will reach out to walk you through your options. Not in Nevada? Milestone serves homebuyers in 30+ states.
